Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
A lifetime mortgage, commonly referred to as equity release, enables you to access the tax-free money locked in your property without needing to sell or relocate. Your home's value can be utilised by either borrowing against it or selling a portion (or all) of it to receive a lump sum or regular income. This financial solution is available to homeowners aged 55 and over who either own their property outright or have an existing mortgage (which must be cleared using the equity release funds).
Freedom of choice is yours when it comes to using your released equity. From transforming your living space with home improvements to purchasing a new vehicle, clearing outstanding debts, or simply enjoying retirement with greater financial peace of mind – the possibilities are virtually limitless.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership High Wycombe, we specialise in delivering personalised mortgage and equity release guidance. Years of industry expertise enable us to help you make well-informed decisions about your financial wellbeing. Our dedicated professionals provide clear, straightforward advice whether you're exploring equity release options or searching for optimal mortgage terms.
Our commitment centres on securing your financial future, with support available throughout every step of your journey.
We combine a personal approach with professional excellence to help create a brighter, more secure tomorrow.
Here’s what to expect when you work with us for equity release, if you live in High Wycombe.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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